Our Commitment to Your Privacy: Protecting clients’ privacy is of paramount importance to Moirai Wealth Management LLC (“Moirai Wealth”, the “Firm” or “Advisor”). It is Moirai Wealth’s policy that no private client financial information obtained by the Firm is sold or made available to third parties except that:
The Firm will not share non-public personal information about its clients with nonaffiliated third parties without prior client consent, except for specific purposes described below. This notice explains the Firm’s collection, use and safeguarding of client information.
How Moirai Wealth Gathers Information: In connection with providing wealth management services to clients, Moirai Wealth may obtain information about its clients from the following sources:
Sharing Information with Nonaffiliated Third Parties: Advisor only discloses non-public client information to nonaffiliated third parties when it is believed necessary for the Firm’s provision of services to you or as required or permitted by law, such as:
Moirai Wealth does not make any disclosure of client non-public personal information to other companies who may want to sell their products or services to you. For example, the Firm does not sell client lists and the Firm will not sell client names to catalogue companies.
Use of Third-Party Electronic Platforms: The Firm is aided in its ongoing client account monitoring and management services by the use of third-party portfolio and trade data management software. We only share non-public client information with third-party platforms when it is required in order to service or maintain your account.
Opt In – Opt Out Provision: If, at any time in the future, it is necessary to disclose any client personal information in a way that is inconsistent with this policy, Moirai Wealth will give its clients advance notice of the proposed disclosure so that they will have the opportunity to either opt-in or opt-out of such disclosure, as required by applicable law.
Moirai Wealth believes that sharing private client information under the circumstances noted above is either mandated by law or necessary for the Firm to conduct its business and to best service client accounts. Clients desiring to opt out of any third party disclosures should contact Moirai Wealth immediately. Opting out may prevent Moirai Wealth from being able to fully service your account and therefore may necessitate that we terminate our management agreement with.
Our Security Practices and Information Accuracy: Moirai Wealth takes steps to safeguard client information. Access to the personal and account information of clients is restricted to its employees and agents for business purposes only. The Firm maintains physical, electronic and procedural safeguards to guard your personal information. Additionally, the Firm has internal controls to keep client information as accurate and complete as possible. If you believe that any information about you is not accurate, please contact the Firm.