Moirai’s mission is to empower our clients to shape their financial future by giving them the advice, encouragement, and tools they need to identify and reach their goals. By providing unbiased and objective financial advice, we assure peace of mind for high-net-worth individuals and their families.
Financial decisions made today can impact generations to come,
which is why we focus on creating plans that will last for generations.”
As an independent Registered Investment Advisor (RIA), Moirai is not limited to a single investment platform or specific product offerings. Our dedication to providing exceptional personalized service, world-class financial management, private investment opportunities, and unparalleled independence differentiates Moirai from its peers.
We hold ourselves to the highest level of commitment and stewardship to build trust, value, and long-term stability.
Our clients enjoy the confidence that comes from knowing that we have a fiduciary duty to put their interests first.
We help each client navigate the maze of choices and make informed decisions to shape their financial destiny.
View our Client Relationship Summary (Form CRS).
We examine all aspects of your financial affairs and create tailored strategies to help you fulfill your investment goals. We are your advisor and advocate, integrating the work of other professionals, such as tax accountants, attorneys, bankers, and insurance specialists.
Moirai's comprehensive approach integrates investment management, tax strategy, and estate planning.
It's not just what you make, it's what you keep.”
An eclectic team of dedicated professionals, we are committed to working together to create strategic solutions that are unique to each of our client’s diverse needs.
Believing the independent advisor model gives clients the best value, Karen established her firm in 2000. The ability to provide services on a deep level, to respond to individual needs, and coordinate the financial aspects of their major life events was what she felt would be best for her clients, many of whom have been with her for decades.
After working for both a large multinational bank and a boutique investment firm, she was able to glean the best industry practices, grounding her ethical approach to service and investment.
Karen has more than 30 years of experience working with high-net-worth families. She maintains a strong working relationship with every client, providing them with the objective advice and personal attention that is the foundation upon which Moirai is built.
Karen is a Chartered Financial Analyst (CFA) and a member of the CFA Society of San Francisco. She holds a BA in International Economics from the University of California, Berkeley, and an MBA in International Business from the Anderson School of Management at UCLA.
With over 37 years of experience as an investment professional, Kate specializes in global equities portfolio management.
Over the course of her career, she has managed mutual funds, co-mingled and employee benefit trust funds, institutional accounts and private client portfolios for companies such as Wells Fargo, Strong Capital Management and Sentinel Investments. In the 2015-16 fiscal year, she served as Interim Executive Director for the CFA Society San Francisco, one of the world’s largest CFA societies, which includes over 3300 members throughout the San Francisco Bay Area.
From 2010-2019, she was a trustee of Mills College in Oakland, CA, and held the position of Chair for the Investment Committee for four years. She is a CFA Charterholder and remains an active member and volunteer.
Kate has been featured as a guest on Wall Street Week, Bloomberg TV, BBCTV and CNBC; and profiled in Barron’s and the New York Times. An avid skier and bicyclist, she has cycled on six continents.
Katherine has a deep and diversified history as a senior executive working globally in businesses from technology to entertainment.
After a dozen years in Silicon Valley working for start-ups, turnarounds, and multinationals, Katherine headed abroad, where she was a director of consumer and channel marketing for Microsoft’s Xbox, based in Sydney, Australia.
In recent years she has established herself as a freelance consultant, working on dotcom projects, small business entrepreneurship, and pro bono work.
Katherine enjoys using her background to help others in creative marketing, strategic management, and brand and business development.
She’s passionate about travel and cooking, having studied at Le Cordon Bleu.
Caroline oversees client coordination for Moirai and is currently studying personal financial planning at UC Berkeley. She also holds a BFA in printmaking from the San Francisco Art Institute.
She has worked various aspects of customer service in diverse fields throughout her life. A native Californian, Caroline credits her caring personality to growing up with both sets of grandparents. Her fascination with people in general drives her interest in literature, textiles, and various forms of visual arts.
Caroline also volunteers with ArtSeed SF, a nonprofit that introduces fine art projects to underserved children.
A technology matchmaker with a strong background in web development, Aloe is Moirai’s software specialist.
She has implemented software solutions and led digital marketing efforts for a diverse portfolio of companies, ranging from eCommerce to healthcare. Aloe is committed to a data-driven approach, creating a streamlined user experience and empowering businesses to use technology to its full potential.
In her spare time, she works as a freelance writer focusing on environmental issues and adventure travel. A dedicated surfer, she competes locally and internationally.
David keeps clients abreast of portfolio and market developments through letters and research reports. He earned a BFA in Film from New York University and an MA from the University of Missouri School of Journalism.
He got his start as a business reporter and went on to write for GE Capital and other corporations. He’s experienced in business and investment writing, book editing, communication planning, web development, e-communications, and public policy research. He is a member of the Editorial Freelancers Association and the American Copy Editors Society. When he’s not writing he’s editing books.